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Providing Unbiased Reports On U.S. Government Regulations And Programs

U.S. Consumer Awareness Information

   New credit scoring model

The new FICO™ scoring model is due out November, 2015.

What You Need To Know:

The New Scoring Model Will Benefit Consumers With Medical Debt, As The New Scoring Model Excludes This From Score Formulation.

Also Collections That Have Been Paid In Full Will Also Be Excluded From Score Formulation.

Read More: New Credit Score Model.


Your Annual Credit Report

Your Credit Report could impact your ability to get a loan, insurance, or even a job.
Get information on your Annual Credit Report. Annual Credit Report.


Your Consumer Rights When A Prospective Or Current Employer Runs Your Credit Report.

Although the information that employers receive is limited, it could impact your ability to get a job.
Know what your consumer rights are. Employer Credit Checks.


When Paying For Credit Report Monitoring Might Make Consumer Sense.

Worried about identity theft?  Shop at a store in which the store's credit card data has been breached?
Planning on making a big purchase? These are some of the reasons you may want to consider to pay to
have your
credit report monitored. Credit Report Monitoring.


Steps You Can Take To Prevent Identity Theft.

Identity theft can create havoc for consumers. Most of the time it is out of the consumers control,
but thereare steps you can take to help minimize identity theft. Steps to Take To Prevent Identity Theft.

Health Insurance Marketplace

State Health Insurance  

 Enrollment Dates:

Medicare Enrollment

Save The Date: Medicare Enrollment For 2015 To Begin October 15, 2014.

ACA Health Insurance Open Enrollment To
Begin November 15, 2014.


U.S. Gov Retirement Programs

u.s. retirement programs

Medicare Enrollment And Plan Information.

Retiring Soon, Please Use Our Retirement Checklist To Help Out.

Read This Before Considering A Reverse Mortgage.

Lump Sum Payout Or Annuity? Why An
Annuity Might Be The Better Of The Two Choices With Private Plans.

How The Life Insurance Settlement
Market Is Regulated


U.S. Income Tax News.

The Child Tax Credit Explained.

Earned Income Tax Credit.

Dependent Care Tax Credits Explained.

Education Tax Credit.

Retirement Plan Contributions Tax Credits.