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It has been estimated that a $1 trillion gap exists between the amount of money that is promised to workers in the future and how much money those pension funds have, and some experts have said the gap could be as much as three times that size. 

Everyone has the right to ask for their score. A credit score is simply a number that represents a calculation of one’s creditworthiness. It's important to note that while everyone is entitled to request their credit score from consumer reporting agencies, it is not free. However, some lenders will provide the score free of charge.
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The Federal Housing Authority (FHA) has helped out many prospective home buyers who may have a less-than-perfect credit history. In fact, their FHA mortgages have made it possible for people to buy a house who may not otherwise be able to because of their credit.
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Tax Credits for those that qualify can reduce the amount consumers may owe the IRS each year. One of the main benefits of Tax Credits is that it can boost your tax refund. Unlike a tax deduction, which reduces your taxable income, Tax Credits could directly put money in filers pockets at tax time.
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