其主要使命是保護和教育金融市場的消費者。消費者金融保護局（CFPB）負責執行聯邦消費者金融法律，並監管各類金融機構和服務。

The financials within the system of the CFPB play a crucial role in fulfilling its mission. The agency is funded by the Federal Reserve, which provides a stable source of funding independent of political influence. This financial independence allows the CFPB to focus on its consumer protection responsibilities without being subject to undue pressure or interference.

美國消費者金融保護局（CFPB）保障消費者金融權益的主要途徑之一是執行聯邦消費者金融法。這包括對從事不公平、欺騙性或濫用行為的金融機構採取行動。 CFPB一旦發現違規行為，即可處以罰款、向消費者賠償損失，並發布禁令制止有害行為。

受美國消費者金融保護局（CFPB）管轄的金融機構包括銀行、信用社、抵押貸款機構、發薪日貸款機構、債務催收機構及其他類似實體。這些機構必須遵守聯邦消費者金融法律法規，這些法規旨在確保金融市場的公平性、透明度和問責制。

為了執行這些法律，消費者金融保護局（CFPB）會對受監管實體進行檢查，審查消費者投訴，並調查潛在的違規行為。該機構有權發出傳票、進行面談並收集證據以支持其執法行動。它還與其他監管機構（例如聯邦貿易委員會和司法部）密切合作，協調執法工作並分享資訊。

In addition to enforcement, the CFPB works to educate and empower consumers to make informed financial decisions. The agency provides resources and tools on its website to help consumers understand their rights and navigate the complex financial marketplace. It also conducts outreach and education initiatives to reach vulnerable populations and underserved communities.

The financials of the CFPB are subject to oversight and accountability. The agency regularly reports to Congress and undergoes audits by the Government Accountability Office. It is also subject to the same federal financial management laws and regulations as other government agencies, ensuring proper stewardship of taxpayer dollars.

Overall, the financials within the system of the Consumer Financial Protection Bureau are vital for its effectiveness in protecting consumers and ensuring a fair and transparent financial marketplace. By maintaining financial independence and accountability, the CFPB is able to fulfill its mission of promoting consumer financial literacy and enforcing federal consumer financial laws.