2026年Medicare B類保險費

  • The standard Medicare Part B premium will increase to $202.90 per month in 2026, up 9.7% from $185 per month in 2025, the Centers for Medicare and Medicaid Services has announced.
  • Because those monthly premiums are typically deducted directly from Social Security benefit payments, those rates affect just how much of a cost-of-living increase beneficiaries will see in 2026.

美國社會安全署宣布，2026 年社會安全金將進行 2.8% 的生活成本調整。

  • 社會安全保障是一項政府項目，旨在為退休人員、殘疾人士以及失去親人的個人提供經濟支持。對許多美國人來說，它是一張重要的社會安全網，在艱難時期為他們提供安全感和穩定性。本文將探討社會安全的基本知識以及您需要了解的有關這項重要項目的資訊。什麼是社會保障？社會安全保障是一項聯邦項目，於1930年代在富蘭克林羅斯福總統執政期間設立。它的設立是為了回應大蕭條時期普遍存在的貧窮和經濟挑戰。該計畫旨在為退休人員、殘疾人士以及已故工人的遺屬提供穩定的收入。社會保障如何運作？社會安全採用現收現付制，即在職人員透過薪資稅繳納社保金，這些資金用於支付目前受益人的福利。該項目的主要資金來源是《聯邦保險繳款法案》（FICA）稅，該稅款從大多數工人的薪水中扣除。社會安全福利：1. 退休福利：社會安全保障為在工作期間繳納社保的退休人員提供每月收入。退休福利金額取決於其一生的平均收入。 2. 殘障福利：社會安全保障也為因殘障而無法工作的個人提供經濟支持。符合特定條件且繳納足夠社保的人員可獲得這些福利。 3. 遺屬福利：如果社保人員不幸過世，社會安全保障會向其遺屬（包括配偶、子女和受扶養的父母）提供福利。如何獲得社會保障福利？要獲得社會安全福利，您必須透過繳納FICA稅來累積足夠的社保積分。所需的積分數量取決於您殘疾、退休或去世時的年齡。一般來說，年齡越小，所需的積分越少。需要注意的是，社會安全福利不進行收入審查，也就是說，福利的發放不取決於個人的經濟狀況。相反，社保金主要取決於個人的工作經驗和收入。社保規劃：在規劃退休生活時，了解社保的基本知識及其對整體財務狀況的影響至關重要。一個關鍵考慮因素是您選擇何時開始領取社保金。雖然您可以最早在 62 歲開始領取社保金，但與等到完全退休年齡（根據您的出生年份而有所不同）甚至更晚領取相比，您的每月福利金額會減少。此外，定期查看您的收入記錄以確保其準確性至關重要。您的福利金額是根據您收入最高的年份計算的，因此記錄中的任何錯誤或缺失資訊都可能影響您的福利。因此，定期查看您的社保報表並及時報告任何差異至關重要。總之，社保是一項重要的計劃，為數百萬美國人在退休、殘疾或遺屬情況下提供經濟支持。了解該計劃的基本運作方式並提前規劃，可以幫助個人做出明智的決定並最大限度地利用其福利。社會保障制度給人安全感和安心感，使人們能安享晚年，擁有經濟穩定。

In recent developments, a significant data breach has come to light, raising alarms across various sectors regarding the potential exposure of sensitive personal information, including Social Security numbers (SSNs). The implications of this breach could be extensive, affecting millions of individuals and potentially leading to identity theft and other malicious activities.
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    Medicaid Services

    The Centers for Medicaid Services (CMS) is a vital federal agency within the United States Department of Health and Human Services (HHS). Established in 1977, CMS plays a crucial role in providing healthcare services to eligible individuals and ensuring the effective administration of Medicaid, the Children's Health Insurance Program (CHIP), and other related programs.

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     The United States offers a variety of programs aimed at providing support and assistance to its citizens. These entitlement programs, as they are often referred to, play a crucial role in ensuring the well-being and welfare of individuals and families throughout the nation.

  • Social Security is a federal program that was established in the 1930s under President Franklin D. Roosevelt's administration. It was created as a response to the widespread poverty and economic challenges during the Great Depression. The program aims to provide a steady income to retired individuals, disabled individuals, as well as surviving family members of deceased workers.

    Social Security is a federal program that was established in the 1930s under President Franklin D. Roosevelt's administration. It was created as a response to the widespread poverty and economic challenges during the Great Depression. The program aims to provide a steady income to retired individuals, disabled individuals, as well as surviving family members of deceased workers.